Skip to Content


26 Mar 2015 10:11

HSBC to relocate retail and commercial operations to Birmingham

HSBC is set to move the company’s UK personal and business bank headquarters to Birmingham for its planned ring-fenced UK retail and commercial banking business. Read more … [Source: BBR]

26 Mar 2015 10:09

‘Cloud containers’ may be a digital package banks can accept

The so-called cloud container, a tool that makes it easier to develop apps for different operating systems, has emerged as a disruptive technology in data center and cloud computing. Even banks, ever cautious about safety in the cloud, may embrace the technology. Read more … [Source: BTN]

25 Mar 2015 11:42

Did Google’s search for tighter bonds with banks lead it to Porat?

By poaching Ruth Porat from Morgan Stanley, it’s clear Google wants to forge closer relationships with banks. That’s because banks hold the key to helping Google expand its Google Wallet mobile payments product. Read more … [Source: BTN]

24 Mar 2015 15:21

Square extends Cash to businesses

Square is hoping to wean America’s merchants off cheques by extending its Cash person-to-person payments service to businesses. Launched in 2013, Square Cash lets Americans send money to friends and family for free through a linked debit card using only an email address or phone number. The service is now being extended to businesses and non-profits,  Continue Reading » [Source: Finextra]

24 Mar 2015 03:47

British invasion, fintech edition

Boris Johnson, the mayor of London, visited New York last month, not to promote British tourism or compare notes with his counterpart Bill de Blasio, but to showcase financial technology firms. Read more … [Source: BTN]

23 Mar 2015 10:06

US House delves into payments technologies

Democrats and Republicans from the US House of Representatives have come together in a bipartisan effort to form the Congressional Payments Technology Caucus (CPTC), a group aimed at exploring innovative payments technologies. [Source: PYMNTS]

23 Mar 2015 08:29

Razorpay brings Stripe-style payments to India

A new startup called Razorpay is hoping to surf a tidal wave of e-commerce projects rocketing through India by making it easier for startups and major players to add payments to their services package. [Source: PYMNTS]

23 Mar 2015 07:17

Apple Pay coming to China in April?

According to reports on kapron Asia, it seems as though Apple and China Union Pay have struck a deal that had only existed in rumors until now, meaning that the Chinese version of Apple Pay could be set to roll in April 2015. [Source: PYMNTS]

23 Mar 2015 03:56

Poll results: When will the US upgrade to real-time payments?

The results of a recent American Banker poll are in. When will the US have real-time, ubiquitous, secure payments? [Source: BTN]

23 Mar 2015 03:54

From cows to mobile – the ideas that changed payments

While the Code of Hammurabi is best known for the ‘eye for an eye’ proclamation, it also deserves credit for being the first recorded instance in history where money was formally recognized as a tool of civil society. [Source: PYMNTS]

All posts by:

Chris Skinner is best known as an independent commentator on the financial markets through the Finanser and Chair of the European networking forum the Financial Services Club, which he founded in 2004. The Financial Services Club is a network for financial professionals, and focuses on the future of financial services through the delivery of research, analysis, commentary and debate and has regular meetings in London, Edinburgh, Dublin and Vienna. He is the author of nine books covering everything from European regulations in banking through the credit crisis to the future of banking and is a regular commentator on BBC News, Sky News and Bloomberg about banking issues.
10 posts

Written by  22 Nov 2012 07:51

Virtual currencies will explode thanks to mobile games

The European Central Bank (ECB) has just issued a report on Virtual Currency Schemes, with case studies on Second Life and Bitcoin (both previously covered in depth here). In the report, the ECB calls Bitcoin “the most successful — and probably most controversial — virtual currency scheme to date.” The ECB goes on to say that the concept of Bitcoin  Continue Reading »

Written by  25 Oct 2012 05:20

Osaka, here we come! Sibos 2012

Chris Skinner presents a brief overview of SIBOS 2012 host Osaka.

Written by  11 Jul 2012 09:18

Square – the Apple of finance

In case you didn’t see it, Wired magazine ran an article about Jack Dorsey and Square this month.  Throughout the article, they compare Jack Dorsey to Steve Jobs and Square with Apple. In a long opening – the first page is just about pouring tea! – they finally get to the crunch so here’s my shorter, edited version: Square may  Continue Reading »

Written by  22 Jun 2012 05:39

Innovating on a sinking ship: the Innotribe Belfast write-up

I’ve already given some reflections on last week’s Innotribe Belfast meeting in my write ups of Metro Bank and Fidor Bank. Now, for a more general write-up, I’ve taken the inputs of Kosta Peric, the SWIFT innovation group leader who runs innotribe; the innotribe start-up details; and the input of participating company Allevo; to put together my own summary of the whole  Continue Reading »

Written by  21 May 2012 03:40

The multibranded bank

Having made the claim many times that banks are not great at multichannel but excel in a single channel, I got into an interesting debate last night with the CEO of one UK bank. He was asking whether branch-based banking had a future. I said branches have a limited future, with the megastore branch being  Continue Reading »

Written by  14 May 2012 00:55

Who moved my rock?

I often use two discussion points by way of background when talking about the future. The first is that kids will show you the way, because children are rushing towards the future whilst most adults are rushing away from it. Children at 9 and three-quarters and 12 and half, whilst adults are celebrating their 31st  Continue Reading »