Returning to Singapore in March 2017, the SME Banking Asia Summit series will continue to place great emphasis on unsecured lending through addressing its conventional business risks characterised by lacking credit data, potentially high NPL rates, sophisticated segmenting strategies, challenging processes of products development & relationship management, as well as high operational expenses (OPEX) that are pressing senior commercial/SME Banking decision-makers determined and committed to refining benchmarkable practices to increase SME Lending rates and acquire more significant share across all fast-growing regions in Asia.
SME Banking continues to be highly sophisticated for key players across the value chain, including SME banks, commercial banks, state banks, policy makers, as well as credit guarantors. While local, regional and international banks are pushing for growth in SME financing, the lending environment remains unpredictable due to various risk factors relating to SMEs’ management transparency, financial monitoring, credit history and worthiness, collateral reliability, heterogeneous banking requirements, banking products distribution and operational costs, as well as banks’ internal appetite for SME Lending.
As a result, SMEs in Asia continues to be the most financially underserved and unserved, with access to banks’ finance across all regions making up just average 8-20% of total banks’ loans. Without capital support – a critical tool to encourage entrepreneurism – SMEs sectors around the world, most particularly across Asia’s nations, face challenges in furthering the role as the growth pillar of economies.
Separately bookable WORKSHOPS also available.
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